Call reports 2021
NORTH AMERICAN BANKING COMPANY — 2021
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 902,797,000 | 871,591,000 | 915,761,000 | 950,258,000 |
| Total loans | 495,583,000 | 497,116,000 | 489,851,000 | 501,766,000 |
| Allowance for loan losses | 6,100,000 | 6,077,000 | 6,083,000 | 6,148,000 |
| Securities available for sale | 238,733,000 | 284,685,000 | 281,978,000 | 349,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,847,000 | 808,345,000 | 850,872,000 | 885,874,000 |
| Interest-bearing deposits | 409,819,000 | 436,468,000 | 460,590,000 | 403,958,000 |
| Noninterest-bearing deposits | 431,028,000 | 371,876,000 | 390,281,000 | 481,916,000 |
| Equity capital | 60,556,000 | 61,735,000 | 62,993,000 | 61,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,800,000 | 12,767,000 | 18,960,000 | 25,561,000 |
| Interest expense | 1,090,000 | 2,226,000 | 3,461,000 | 4,770,000 |
| Net interest income | 5,710,000 | 10,541,000 | 15,499,000 | 20,791,000 |
| Noninterest income | 2,629,000 | 4,993,000 | 7,670,000 | 10,725,000 |
| Noninterest expense | 3,601,000 | 7,526,000 | 11,633,000 | 16,672,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 5,086,000 | 8,447,000 | 11,975,000 | 15,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,086,000 | 8,447,000 | 11,975,000 | 15,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,079,000 | 67,218,000 | 68,939,000 | 72,067,000 |
| Total capital | 73,179,000 | 73,295,000 | 75,022,000 | 78,215,000 |
| Risk-weighted assets | 523,153,000 | 552,192,000 | 576,450,000 | 608,084,000 |