Call reports 2020
NORTH AMERICAN BANKING COMPANY — 2020
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 673,234,000 | 788,652,000 | 735,716,000 | 873,941,000 |
| Total loans | 398,158,000 | 479,429,000 | 490,531,000 | 489,389,000 |
| Allowance for loan losses | 5,015,000 | 5,565,000 | 6,100,000 | 6,100,000 |
| Securities available for sale | 123,848,000 | 117,488,000 | 139,766,000 | 161,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,623,000 | 727,545,000 | 673,456,000 | 807,900,000 |
| Interest-bearing deposits | 279,601,000 | 341,416,000 | 332,114,000 | 398,022,000 |
| Noninterest-bearing deposits | 335,022,000 | 386,129,000 | 341,342,000 | 409,877,000 |
| Equity capital | 57,332,000 | 60,071,000 | 61,101,000 | 64,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,298,000 | 14,416,000 | 20,181,000 | 26,167,000 |
| Interest expense | 1,311,000 | 2,411,000 | 3,536,000 | 4,635,000 |
| Net interest income | 4,987,000 | 12,005,000 | 16,645,000 | 21,532,000 |
| Noninterest income | 2,512,000 | 4,424,000 | 6,435,000 | 9,520,000 |
| Noninterest expense | 3,623,000 | 7,390,000 | 10,974,000 | 15,317,000 |
| Provision for loan losses | 670,000 | 1,220,000 | 1,770,000 | 1,770,000 |
| Pretax income | 3,284,000 | 8,425,000 | 11,314,000 | 14,947,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,284,000 | 8,425,000 | 11,314,000 | 14,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,795,000 | 58,665,000 | 59,983,000 | 63,616,000 |
| Total capital | 61,810,000 | 64,230,000 | 66,083,000 | 69,716,000 |
| Risk-weighted assets | 452,265,000 | 469,601,000 | 499,009,000 | 503,846,000 |