Call reports 2019
NORTH AMERICAN BANKING COMPANY — 2019
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 537,889,000 | 537,544,000 | 596,735,000 | 667,289,000 |
| Total loans | 359,357,000 | 368,284,000 | 380,007,000 | 383,474,000 |
| Allowance for loan losses | 3,999,000 | 3,966,000 | 4,195,000 | 4,345,000 |
| Securities available for sale | 100,312,000 | 99,079,000 | 92,040,000 | 92,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,512,000 | 484,255,000 | 540,629,000 | 610,137,000 |
| Interest-bearing deposits | 219,839,000 | 232,041,000 | 258,756,000 | 269,510,000 |
| Noninterest-bearing deposits | 266,672,000 | 252,215,000 | 281,873,000 | 340,627,000 |
| Equity capital | 50,265,000 | 52,346,000 | 55,012,000 | 55,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,705,000 | 11,674,000 | 18,091,000 | 24,239,000 |
| Interest expense | 1,165,000 | 2,358,000 | 3,686,000 | 4,999,000 |
| Net interest income | 4,540,000 | 9,316,000 | 14,405,000 | 19,240,000 |
| Noninterest income | 1,700,000 | 3,405,000 | 5,511,000 | 7,520,000 |
| Noninterest expense | 3,277,000 | 6,527,000 | 9,819,000 | 13,619,000 |
| Provision for loan losses | 250,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,729,000 | 5,922,000 | 9,724,000 | 12,618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,729,000 | 5,922,000 | 9,724,000 | 12,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,330,000 | 51,978,000 | 54,182,000 | 54,826,000 |
| Total capital | 55,329,000 | 55,944,000 | 58,377,000 | 59,171,000 |
| Risk-weighted assets | 413,217,000 | 427,494,000 | 433,932,000 | 437,009,000 |