Call reports 2018
NORTH AMERICAN BANKING COMPANY — 2018
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 487,987,000 | 515,686,000 | 515,922,000 | 582,603,000 |
| Total loans | 319,132,000 | 330,444,000 | 352,593,000 | 358,402,000 |
| Allowance for loan losses | 3,525,000 | 3,594,000 | 3,790,000 | 4,136,000 |
| Securities available for sale | 90,903,000 | 94,228,000 | 93,777,000 | 96,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,306,000 | 428,650,000 | 451,665,000 | 519,167,000 |
| Interest-bearing deposits | 225,167,000 | 212,545,000 | 226,733,000 | 236,315,000 |
| Noninterest-bearing deposits | 209,139,000 | 216,105,000 | 224,932,000 | 282,852,000 |
| Equity capital | 42,984,000 | 42,631,000 | 43,376,000 | 47,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,582,000 | 9,621,000 | 14,986,000 | 20,508,000 |
| Interest expense | 797,000 | 1,703,000 | 2,776,000 | 3,912,000 |
| Net interest income | 3,785,000 | 7,918,000 | 12,210,000 | 16,596,000 |
| Noninterest income | 1,416,000 | 2,842,000 | 4,394,000 | 6,123,000 |
| Noninterest expense | 2,834,000 | 5,707,000 | 8,698,000 | 11,986,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 726,000 |
| Pretax income | 2,217,000 | 4,753,000 | 7,456,000 | 10,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,217,000 | 4,753,000 | 7,456,000 | 10,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,739,000 | 46,209,000 | 47,727,000 | 50,278,000 |
| Total capital | 49,264,000 | 49,803,000 | 51,517,000 | 54,414,000 |
| Risk-weighted assets | 378,560,000 | 390,774,000 | 403,552,000 | 407,341,000 |