Call reports 2017
NORTH AMERICAN BANKING COMPANY — 2017
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 421,687,000 | 445,190,000 | 469,390,000 | 505,513,000 |
| Total loans | 301,078,000 | 298,462,000 | 303,530,000 | 313,579,000 |
| Allowance for loan losses | 3,201,000 | 3,296,000 | 3,310,000 | 3,375,000 |
| Securities available for sale | 69,252,000 | 71,617,000 | 72,583,000 | 80,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,393,000 | 386,754,000 | 409,279,000 | 451,222,000 |
| Interest-bearing deposits | 231,082,000 | 245,113,000 | 226,181,000 | 220,433,000 |
| Noninterest-bearing deposits | 135,311,000 | 141,641,000 | 183,099,000 | 230,789,000 |
| Equity capital | 39,641,000 | 40,281,000 | 41,891,000 | 43,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,066,000 | 8,316,000 | 13,017,000 | 17,484,000 |
| Interest expense | 731,000 | 1,515,000 | 2,381,000 | 3,176,000 |
| Net interest income | 3,335,000 | 6,801,000 | 10,636,000 | 14,308,000 |
| Noninterest income | 1,138,000 | 2,430,000 | 3,795,000 | 5,234,000 |
| Noninterest expense | 2,661,000 | 5,333,000 | 7,951,000 | 10,782,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 600,000 |
| Pretax income | 1,712,000 | 3,698,000 | 6,225,000 | 8,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,712,000 | 3,698,000 | 6,225,000 | 8,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,242,000 | 41,310,000 | 42,737,000 | 44,718,000 |
| Total capital | 44,443,000 | 44,606,000 | 46,047,000 | 48,093,000 |
| Risk-weighted assets | 350,473,000 | 347,427,000 | 355,258,000 | 368,675,000 |