Call reports 2006
NORTH AMERICAN BANKING COMPANY — 2006
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,924,000 | 182,402,000 | 182,557,000 | 196,148,000 |
| Total loans | 121,530,000 | 132,884,000 | 135,720,000 | 140,131,000 |
| Allowance for loan losses | 964,000 | 992,000 | 1,078,000 | 1,123,000 |
| Securities available for sale | 18,625,000 | 19,411,000 | 22,860,000 | 22,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,723,000 | 157,018,000 | 157,383,000 | 172,541,000 |
| Interest-bearing deposits | 102,564,000 | 124,853,000 | 126,274,000 | 137,376,000 |
| Noninterest-bearing deposits | 31,159,000 | 32,165,000 | 31,109,000 | 35,165,000 |
| Equity capital | 14,318,000 | 15,313,000 | 15,812,000 | 16,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,584,000 | 5,551,000 | 8,759,000 | 11,935,000 |
| Interest expense | 1,038,000 | 2,384,000 | 4,020,000 | 5,753,000 |
| Net interest income | 1,546,000 | 3,167,000 | 4,739,000 | 6,182,000 |
| Noninterest income | 581,000 | 1,194,000 | 1,815,000 | 2,483,000 |
| Noninterest expense | 1,751,000 | 3,728,000 | 5,602,000 | 7,680,000 |
| Provision for loan losses | 71,000 | 98,000 | 184,000 | 260,000 |
| Pretax income | 305,000 | 535,000 | 784,000 | 741,000 |
| Income tax | 84,000 | 174,000 | 235,000 | 189,000 |
| Net income | 221,000 | 361,000 | 549,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,548,000 | 15,687,000 | 15,876,000 | 16,378,000 |
| Total capital | 15,512,000 | 16,679,000 | 16,954,000 | 17,501,000 |
| Risk-weighted assets | 143,739,000 | 154,524,000 | 158,347,000 | 162,634,000 |
Machine access — free, no API key
Every figure shown here about NORTH AMERICAN BANKING COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.