Call reports 2003
NORTH AMERICAN BANKING COMPANY — 2003
What NORTH AMERICAN BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 90,062,000 | 90,524,000 | 102,523,000 | 102,112,000 |
| Total loans | 71,820,000 | 73,486,000 | 80,030,000 | 83,995,000 |
| Allowance for loan losses | 526,000 | 586,000 | 612,000 | 633,000 |
| Securities available for sale | 11,815,000 | 10,429,000 | 11,018,000 | 9,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,963,000 | 78,085,000 | 88,754,000 | 86,445,000 |
| Interest-bearing deposits | 62,441,000 | 61,646,000 | 72,477,000 | 67,938,000 |
| Noninterest-bearing deposits | 14,522,000 | 16,439,000 | 16,277,000 | 18,507,000 |
| Equity capital | 7,529,000 | 7,707,000 | 7,885,000 | 8,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,638,000 | 4,213,000 | 5,685,000 |
| Interest expense | 439,000 | 866,000 | 1,290,000 | 1,696,000 |
| Net interest income | 837,000 | 1,772,000 | 2,923,000 | 3,989,000 |
| Noninterest income | 496,000 | 1,029,000 | 1,556,000 | 2,010,000 |
| Noninterest expense | 1,174,000 | 2,354,000 | 3,560,000 | 4,785,000 |
| Provision for loan losses | 30,000 | 90,000 | 116,000 | 152,000 |
| Pretax income | 177,000 | 445,000 | 891,000 | 1,150,000 |
| Income tax | 64,000 | 164,000 | 339,000 | 430,000 |
| Net income | 113,000 | 281,000 | 552,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,453,000 | 7,621,000 | 7,892,000 | 8,060,000 |
| Total capital | 7,979,000 | 8,207,000 | 8,504,000 | 8,693,000 |
| Risk-weighted assets | 78,674,000 | 81,950,000 | 90,827,000 | 94,983,000 |
Machine access — free, no API key
Every figure shown here about NORTH AMERICAN BANKING COMPANY — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.