Call reports 2005
BANK OF AUBURN HILLS — 2005
What BANK OF AUBURN HILLS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 9,259,000 | 10,848,000 |
| Total loans | 2,665,000 | 6,058,000 |
| Allowance for loan losses | 38,000 | 90,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,235,000 | 3,194,000 |
| Interest-bearing deposits | 1,082,000 | 2,077,000 |
| Noninterest-bearing deposits | 153,000 | 1,117,000 |
| Equity capital | 7,722,000 | 7,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 83,000 | 234,000 |
| Interest expense | 2,000 | 14,000 |
| Net interest income | 81,000 | 220,000 |
| Noninterest income | 122,000 | 122,000 |
| Noninterest expense | 585,000 | 908,000 |
| Provision for loan losses | 38,000 | 90,000 |
| Pretax income | -420,000 | -656,000 |
| Income tax | -142,000 | -219,000 |
| Net income | -278,000 | -437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 7,580,000 | 7,344,000 |
| Total capital | 7,618,000 | 7,433,000 |
| Risk-weighted assets | 4,268,000 | 7,090,000 |