Call reports 2011
MIDCAROLINA BANK — 2011
What MIDCAROLINA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 532,654,000 | 477,758,000 |
| Total loans | 387,556,000 | 369,860,000 |
| Allowance for loan losses | 9,691,000 | 8,770,000 |
| Securities available for sale | 88,100,000 | 49,596,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 472,130,000 | 419,342,000 |
| Interest-bearing deposits | 443,793,000 | 411,056,000 |
| Noninterest-bearing deposits | 28,337,000 | 8,286,000 |
| Equity capital | 48,665,000 | 43,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 5,977,000 | 11,656,000 |
| Interest expense | 1,431,000 | 2,633,000 |
| Net interest income | 4,546,000 | 9,023,000 |
| Noninterest income | 301,000 | -6,128,000 |
| Noninterest expense | 3,183,000 | 10,087,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 |
| Pretax income | 464,000 | -10,452,000 |
| Income tax | 94,000 | -3,886,000 |
| Net income | 370,000 | -6,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 49,745,000 | 39,506,000 |
| Total capital | 54,932,000 | 44,396,000 |
| Risk-weighted assets | 410,504,000 | 388,162,000 |