Call reports 2006
MIDCAROLINA BANK — 2006
What MIDCAROLINA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 398,681,000 | 409,576,000 | 418,619,000 | 422,634,000 |
| Total loans | 303,080,000 | 308,264,000 | 305,557,000 | 315,587,000 |
| Allowance for loan losses | 4,328,000 | 4,295,000 | 4,302,000 | 4,222,000 |
| Securities available for sale | 60,411,000 | 69,817,000 | 74,566,000 | 73,641,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,310,000 | 347,347,000 | 349,117,000 | 339,275,000 |
| Interest-bearing deposits | 290,873,000 | 305,990,000 | 311,545,000 | 304,612,000 |
| Noninterest-bearing deposits | 33,437,000 | 41,357,000 | 37,572,000 | 34,663,000 |
| Equity capital | 32,206,000 | 32,484,000 | 34,606,000 | 36,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,097,000 | 12,830,000 | 19,899,000 | 27,062,000 |
| Interest expense | 2,805,000 | 6,145,000 | 9,760,000 | 13,552,000 |
| Net interest income | 3,292,000 | 6,685,000 | 10,139,000 | 13,510,000 |
| Noninterest income | 510,000 | 1,069,000 | 1,657,000 | 2,321,000 |
| Noninterest expense | 2,105,000 | 4,415,000 | 6,659,000 | 8,978,000 |
| Provision for loan losses | 232,000 | 359,000 | 394,000 | 394,000 |
| Pretax income | 1,421,000 | 2,934,000 | 4,702,000 | 6,350,000 |
| Income tax | 454,000 | 880,000 | 1,340,000 | 1,931,000 |
| Net income | 967,000 | 2,054,000 | 3,362,000 | 4,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,837,000 | 33,779,000 | 34,894,000 | 37,059,000 |
| Total capital | 37,165,000 | 38,074,000 | 39,196,000 | 41,281,000 |
| Risk-weighted assets | 349,508,000 | 351,492,000 | 349,340,000 | 359,623,000 |
Machine access — free, no API key
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