Call report 2004Q4
MIDCAROLINA BANK — 2004Q4
The 22 measures MIDCAROLINA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 284,747,000 | USD | evidence → |
| Total loans | 223,339,000 | USD | evidence → |
| Allowance for loan losses | 2,865,000 | USD | evidence → |
| Securities available for sale | 35,787,000 | USD | evidence → |
| Securities held to maturity | 250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,791,000 | USD | evidence → |
| Interest-bearing deposits | 193,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,667,000 | USD | evidence → |
| Equity capital | 24,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,174,000 | USD | evidence → |
| Interest expense | 3,956,000 | USD | evidence → |
| Net interest income | 8,218,000 | USD | evidence → |
| Noninterest income | 4,069,000 | USD | evidence → |
| Noninterest expense | 8,002,000 | USD | evidence → |
| Provision for loan losses | 1,030,000 | USD | evidence → |
| Pretax income | 3,325,000 | USD | evidence → |
| Income tax | 1,057,000 | USD | evidence → |
| Net income | 2,268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,946,000 | USD | evidence → |
| Total capital | 27,811,000 | USD | evidence → |
| Risk-weighted assets | 250,564,000 | USD | evidence → |