Call reports 2017
COLONIAL CO-OPERATIVE BANK — 2017
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,041,000 | 69,027,000 | 66,163,000 | 66,792,000 |
| Total loans | 59,661,000 | 58,696,000 | 57,080,000 | 56,979,000 |
| Allowance for loan losses | 419,000 | 343,000 | 340,000 | 348,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,918,000 | 62,998,000 | 60,085,000 | 61,096,000 |
| Interest-bearing deposits | 57,406,000 | 55,210,000 | 51,772,000 | 53,562,000 |
| Noninterest-bearing deposits | 6,512,000 | 7,788,000 | 8,313,000 | 7,534,000 |
| Equity capital | 5,603,000 | 5,604,000 | 5,605,000 | 5,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,390,000 | 2,058,000 | 2,716,000 |
| Interest expense | 88,000 | 171,000 | 250,000 | 326,000 |
| Net interest income | 610,000 | 1,219,000 | 1,808,000 | 2,390,000 |
| Noninterest income | 130,000 | 264,000 | 389,000 | 809,000 |
| Noninterest expense | 690,000 | 1,415,000 | 2,118,000 | 2,897,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 7,000 |
| Pretax income | 50,000 | 66,000 | 76,000 | 295,000 |
| Income tax | 23,000 | 37,000 | 46,000 | 595,000 |
| Net income | 27,000 | 29,000 | 30,000 | -300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,616,000 | 4,657,000 | 4,657,000 | 4,476,000 |
| Total capital | 5,035,000 | 5,004,000 | 5,001,000 | 4,827,000 |
| Risk-weighted assets | 37,680,000 | 36,574,000 | 35,982,000 | 35,147,000 |