Call reports 2016
COLONIAL CO-OPERATIVE BANK — 2016
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,505,000 | 71,935,000 | 72,747,000 | 69,522,000 |
| Total loans | 60,639,000 | 61,592,000 | 60,877,000 | 60,090,000 |
| Allowance for loan losses | 474,000 | 468,000 | 474,000 | 478,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,400,000 | 65,896,000 | 66,666,000 | 63,443,000 |
| Interest-bearing deposits | 58,899,000 | 59,734,000 | 60,358,000 | 57,376,000 |
| Noninterest-bearing deposits | 6,501,000 | 6,162,000 | 6,308,000 | 6,067,000 |
| Equity capital | 5,497,000 | 5,527,000 | 5,560,000 | 5,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,474,000 | 2,215,000 | 2,932,000 |
| Interest expense | 91,000 | 180,000 | 273,000 | 367,000 |
| Net interest income | 623,000 | 1,294,000 | 1,942,000 | 2,565,000 |
| Noninterest income | 137,000 | 288,000 | 431,000 | 575,000 |
| Noninterest expense | 699,000 | 1,468,000 | 2,203,000 | 2,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 61,000 | 114,000 | 170,000 | 199,000 |
| Income tax | 28,000 | 51,000 | 74,000 | 87,000 |
| Net income | 33,000 | 63,000 | 96,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,452,000 | 4,520,000 | 4,621,000 | 4,576,000 |
| Total capital | 4,926,000 | 4,988,000 | 5,095,000 | 5,054,000 |
| Risk-weighted assets | 38,410,000 | 39,655,000 | 39,404,000 | 38,693,000 |