Call reports 2015
COLONIAL CO-OPERATIVE BANK — 2015
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,593,000 | 67,155,000 | 69,618,000 | 70,470,000 |
| Total loans | 56,474,000 | 57,817,000 | 58,756,000 | 59,707,000 |
| Allowance for loan losses | 471,000 | 476,000 | 477,000 | 468,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,611,000 | 61,286,000 | 63,676,000 | 64,456,000 |
| Interest-bearing deposits | 59,041,000 | 57,853,000 | 59,128,000 | 58,452,000 |
| Noninterest-bearing deposits | 3,570,000 | 3,433,000 | 4,547,000 | 6,004,000 |
| Equity capital | 5,436,000 | 5,419,000 | 5,414,000 | 5,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,385,000 | 2,104,000 | 2,808,000 |
| Interest expense | 89,000 | 176,000 | 263,000 | 355,000 |
| Net interest income | 622,000 | 1,209,000 | 1,841,000 | 2,453,000 |
| Noninterest income | 117,000 | 240,000 | 376,000 | 529,000 |
| Noninterest expense | 735,000 | 1,469,000 | 2,250,000 | 2,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | -20,000 | -33,000 | 45,000 |
| Income tax | 2,000 | -6,000 | -12,000 | 16,000 |
| Net income | 2,000 | -14,000 | -21,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,995,000 | 3,969,000 | 4,371,000 | 4,416,000 |
| Total capital | 4,444,000 | 4,435,000 | 4,842,000 | 4,884,000 |
| Risk-weighted assets | 35,893,000 | 36,395,000 | 37,071,000 | 37,411,000 |