Call reports 2014
COLONIAL CO-OPERATIVE BANK — 2014
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,362,000 | 69,739,000 | 67,469,000 | 67,491,000 |
| Total loans | 57,015,000 | 58,087,000 | 57,556,000 | 57,382,000 |
| Allowance for loan losses | 649,000 | 655,000 | 656,000 | 472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,242,000 | 63,697,000 | 61,401,000 | 61,348,000 |
| Interest-bearing deposits | 60,300,000 | 60,804,000 | 58,364,000 | 58,340,000 |
| Noninterest-bearing deposits | 2,942,000 | 2,893,000 | 3,037,000 | 3,008,000 |
| Equity capital | 5,436,000 | 5,433,000 | 5,442,000 | 5,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,407,000 | 2,100,000 | 2,788,000 |
| Interest expense | 102,000 | 200,000 | 297,000 | 393,000 |
| Net interest income | 613,000 | 1,207,000 | 1,803,000 | 2,395,000 |
| Noninterest income | 219,000 | 388,000 | 518,000 | 637,000 |
| Noninterest expense | 734,000 | 1,494,000 | 2,203,000 | 2,923,000 |
| Provision for loan losses | 7,000 | 17,000 | 17,000 | 20,000 |
| Pretax income | 91,000 | 84,000 | 101,000 | 89,000 |
| Income tax | 40,000 | 37,000 | 44,000 | 40,000 |
| Net income | 51,000 | 47,000 | 57,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,994,000 | 3,989,000 | 4,004,000 | 3,993,000 |
| Total capital | 4,458,000 | 4,472,000 | 4,435,000 | 4,465,000 |
| Risk-weighted assets | 36,931,000 | 38,780,000 | 38,002,000 | 38,440,000 |