Call reports 2013
COLONIAL CO-OPERATIVE BANK — 2013
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,695,000 | 67,443,000 | 67,566,000 | 69,283,000 |
| Total loans | 53,445,000 | 54,041,000 | 55,761,000 | 56,539,000 |
| Allowance for loan losses | 871,000 | 916,000 | 791,000 | 705,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,688,000 | 61,452,000 | 61,520,000 | 63,439,000 |
| Interest-bearing deposits | 61,071,000 | 58,283,000 | 58,159,000 | 60,480,000 |
| Noninterest-bearing deposits | 2,617,000 | 3,169,000 | 3,361,000 | 2,958,000 |
| Equity capital | 5,507,000 | 5,518,000 | 5,534,000 | 5,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,535,000 | 2,216,000 | 2,895,000 |
| Interest expense | 137,000 | 254,000 | 359,000 | 466,000 |
| Net interest income | 641,000 | 1,281,000 | 1,857,000 | 2,429,000 |
| Noninterest income | 208,000 | 404,000 | 568,000 | 752,000 |
| Noninterest expense | 742,000 | 1,527,000 | 2,300,000 | 3,102,000 |
| Provision for loan losses | 0 | 36,000 | -19,000 | 174,000 |
| Pretax income | 107,000 | 127,000 | 144,000 | -95,000 |
| Income tax | 47,000 | 56,000 | 57,000 | -33,000 |
| Net income | 60,000 | 71,000 | 87,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,118,000 | 4,140,000 | 3,908,000 |
| Total capital | 4,552,000 | 4,568,000 | 4,550,000 | 4,358,000 |
| Risk-weighted assets | 35,814,000 | 35,978,000 | 35,322,000 | 35,730,000 |