Call reports 2012
COLONIAL CO-OPERATIVE BANK — 2012
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,114,000 | 71,663,000 | 71,939,000 | 70,485,000 |
| Total loans | 58,356,000 | 57,978,000 | 56,088,000 | 55,137,000 |
| Allowance for loan losses | 874,000 | 889,000 | 781,000 | 967,000 |
| Securities available for sale | 8,000 | 0 | 0 | 0 |
| Securities held to maturity | 1,650,000 | 1,000,000 | 750,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,811,000 | 65,440,000 | 65,799,000 | 64,590,000 |
| Interest-bearing deposits | 64,221,000 | 62,867,000 | 63,170,000 | 62,068,000 |
| Noninterest-bearing deposits | 2,590,000 | 2,573,000 | 2,629,000 | 2,521,000 |
| Equity capital | 5,901,000 | 5,895,000 | 5,747,000 | 5,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,603,000 | 2,392,000 | 3,127,000 |
| Interest expense | 182,000 | 353,000 | 515,000 | 674,000 |
| Net interest income | 594,000 | 1,250,000 | 1,877,000 | 2,453,000 |
| Noninterest income | 180,000 | 309,000 | 288,000 | 353,000 |
| Noninterest expense | 812,000 | 1,641,000 | 2,424,000 | 3,263,000 |
| Provision for loan losses | 34,000 | 34,000 | 98,000 | 294,000 |
| Pretax income | -72,000 | -116,000 | -357,000 | -751,000 |
| Income tax | -34,000 | -72,000 | -166,000 | -259,000 |
| Net income | -38,000 | -44,000 | -191,000 | -492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,683,000 | 4,658,000 | 4,437,000 | 4,106,000 |
| Total capital | 5,049,000 | 5,175,000 | 4,951,000 | 4,580,000 |
| Risk-weighted assets | 39,507,000 | 41,024,000 | 40,441,000 | 37,455,000 |