Call reports 2011
COLONIAL CO-OPERATIVE BANK — 2011
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,159,000 | 78,834,000 | 76,889,000 | 75,133,000 |
| Total loans | 60,442,000 | 60,539,000 | 59,597,000 | 58,748,000 |
| Allowance for loan losses | 964,000 | 692,000 | 863,000 | 966,000 |
| Securities available for sale | 692,000 | 696,000 | 2,082,000 | 8,000 |
| Securities held to maturity | 1,650,000 | 1,300,000 | 600,000 | 2,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,138,000 | 72,100,000 | 70,512,000 | 68,703,000 |
| Interest-bearing deposits | 69,280,000 | 68,863,000 | 67,720,000 | 65,972,000 |
| Noninterest-bearing deposits | 2,858,000 | 3,237,000 | 2,792,000 | 2,731,000 |
| Equity capital | 6,946,000 | 6,641,000 | 6,348,000 | 5,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,698,000 | 2,540,000 | 3,337,000 |
| Interest expense | 235,000 | 460,000 | 681,000 | 885,000 |
| Net interest income | 606,000 | 1,238,000 | 1,859,000 | 2,452,000 |
| Noninterest income | 104,000 | 280,000 | 579,000 | 683,000 |
| Noninterest expense | 919,000 | 1,769,000 | 2,707,000 | 3,569,000 |
| Provision for loan losses | 23,000 | 492,000 | 902,000 | 1,237,000 |
| Pretax income | -232,000 | -743,000 | -1,118,000 | -1,613,000 |
| Income tax | -93,000 | -297,000 | -447,000 | -533,000 |
| Net income | -139,000 | -446,000 | -671,000 | -1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,274,000 | 5,970,000 | 5,698,000 | 4,755,000 |
| Total capital | 7,348,000 | 6,592,000 | 6,257,000 | 5,262,000 |
| Risk-weighted assets | 45,260,000 | 44,717,000 | 43,704,000 | 40,547,000 |