Call reports 2010
COLONIAL CO-OPERATIVE BANK — 2010
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,862,000 | 76,984,000 | 78,364,000 | 77,389,000 |
| Total loans | 61,855,000 | 62,292,000 | 61,878,000 | 61,892,000 |
| Allowance for loan losses | 498,000 | 494,000 | 896,000 | 1,571,000 |
| Securities available for sale | 340,000 | 2,123,000 | 2,180,000 | 628,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,052,000 | 69,122,000 | 70,909,000 | 70,157,000 |
| Interest-bearing deposits | 64,850,000 | 66,698,000 | 68,099,000 | 67,343,000 |
| Noninterest-bearing deposits | 2,202,000 | 2,424,000 | 2,810,000 | 2,814,000 |
| Equity capital | 7,752,000 | 7,736,000 | 7,455,000 | 7,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,986,000 | 3,021,000 | 3,616,000 |
| Interest expense | 267,000 | 537,000 | 804,000 | 1,056,000 |
| Net interest income | 716,000 | 1,449,000 | 2,217,000 | 2,560,000 |
| Noninterest income | 36,000 | 97,000 | 182,000 | 691,000 |
| Noninterest expense | 728,000 | 1,515,000 | 2,375,000 | 3,161,000 |
| Provision for loan losses | 17,000 | 35,000 | 552,000 | 1,290,000 |
| Pretax income | 7,000 | -4,000 | -528,000 | -1,200,000 |
| Income tax | 3,000 | -5,000 | -214,000 | -470,000 |
| Net income | 4,000 | 1,000 | -314,000 | -730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,752,000 | 7,749,000 | 7,282,000 | 6,400,000 |
| Total capital | 8,250,000 | 8,243,000 | 7,889,000 | 7,007,000 |
| Risk-weighted assets | 44,152,000 | 46,293,000 | 48,249,000 | 45,346,000 |