Call reports 2009
COLONIAL CO-OPERATIVE BANK — 2009
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 73,431,000 | 73,030,000 | 72,710,000 | 72,707,000 |
| Total loans | 59,020,000 | 60,913,000 | 60,968,000 | 62,493,000 |
| Allowance for loan losses | 418,000 | 428,000 | 372,000 | 515,000 |
| Securities available for sale | 197,000 | 133,000 | 140,000 | 178,000 |
| Securities held to maturity | 1,009,000 | 6,000 | 3,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,209,000 | 64,791,000 | 64,506,000 | 64,826,000 |
| Interest-bearing deposits | 62,565,000 | 62,138,000 | 62,339,000 | 62,185,000 |
| Noninterest-bearing deposits | 2,644,000 | 2,653,000 | 2,167,000 | 2,641,000 |
| Equity capital | 8,057,000 | 8,076,000 | 8,055,000 | 7,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,834,000 | 2,764,000 | 3,654,000 |
| Interest expense | 374,000 | 738,000 | 1,069,000 | 1,357,000 |
| Net interest income | 541,000 | 1,096,000 | 1,695,000 | 2,297,000 |
| Noninterest income | 150,000 | 326,000 | 516,000 | 716,000 |
| Noninterest expense | 659,000 | 1,336,000 | 2,147,000 | 3,132,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 373,000 |
| Pretax income | 12,000 | 46,000 | 4,000 | -492,000 |
| Income tax | 5,000 | 20,000 | 3,000 | -193,000 |
| Net income | 7,000 | 26,000 | 1,000 | -299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,057,000 | 8,076,000 | 8,051,000 | 7,751,000 |
| Total capital | 8,475,000 | 8,504,000 | 8,426,000 | 8,266,000 |
| Risk-weighted assets | 44,567,000 | 45,056,000 | 43,398,000 | 44,963,000 |