Call reports 2008
COLONIAL CO-OPERATIVE BANK — 2008
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,256,000 | 72,492,000 | 70,978,000 | 71,703,000 |
| Total loans | 54,996,000 | 55,959,000 | 57,773,000 | 57,917,000 |
| Allowance for loan losses | 345,000 | 425,000 | 484,000 | 449,000 |
| Securities available for sale | 11,676,000 | 2,592,000 | 0 | 602,000 |
| Securities held to maturity | 0 | 1,990,000 | 1,996,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,978,000 | 64,331,000 | 62,765,000 | 63,448,000 |
| Interest-bearing deposits | 61,878,000 | 61,519,000 | 60,359,000 | 60,881,000 |
| Noninterest-bearing deposits | 3,099,000 | 2,811,000 | 2,406,000 | 2,567,000 |
| Equity capital | 8,121,000 | 8,035,000 | 8,003,000 | 8,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 1,893,000 | 2,941,000 | 3,876,000 |
| Interest expense | 475,000 | 908,000 | 1,304,000 | 1,686,000 |
| Net interest income | 519,000 | 985,000 | 1,637,000 | 2,190,000 |
| Noninterest income | 104,000 | 395,000 | 599,000 | 860,000 |
| Noninterest expense | 604,000 | 1,325,000 | 2,061,000 | 2,787,000 |
| Provision for loan losses | 9,000 | 17,000 | 86,000 | 95,000 |
| Pretax income | 10,000 | 38,000 | 89,000 | 168,000 |
| Income tax | 4,000 | 15,000 | 37,000 | 69,000 |
| Net income | 6,000 | 23,000 | 52,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,957,000 | 7,973,000 | 8,003,000 | 8,051,000 |
| Total capital | 8,425,000 | 8,445,000 | 8,487,000 | 8,500,000 |
| Risk-weighted assets | 50,951,000 | 43,854,000 | 41,458,000 | 43,028,000 |