Call reports 2007
COLONIAL CO-OPERATIVE BANK — 2007
What COLONIAL CO-OPERATIVE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,534,000 | 73,052,000 | 71,292,000 | 71,961,000 |
| Total loans | 54,185,000 | 54,702,000 | 54,646,000 | 54,109,000 |
| Allowance for loan losses | 436,000 | 450,000 | 427,000 | 438,000 |
| Securities available for sale | 2,218,000 | 2,707,000 | 1,332,000 | 3,162,000 |
| Securities held to maturity | 8,158,000 | 9,237,000 | 9,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,964,000 | 64,358,000 | 62,576,000 | 63,585,000 |
| Interest-bearing deposits | 61,306,000 | 61,443,000 | 59,726,000 | 60,947,000 |
| Noninterest-bearing deposits | 2,658,000 | 2,915,000 | 2,850,000 | 2,638,000 |
| Equity capital | 8,308,000 | 8,370,000 | 8,387,000 | 8,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,083,000 | 3,109,000 | 4,126,000 |
| Interest expense | 446,000 | 909,000 | 1,380,000 | 1,861,000 |
| Net interest income | 593,000 | 1,174,000 | 1,729,000 | 2,265,000 |
| Noninterest income | 77,000 | 190,000 | 296,000 | 406,000 |
| Noninterest expense | 612,000 | 1,201,000 | 1,801,000 | 2,512,000 |
| Provision for loan losses | 13,000 | 26,000 | 40,000 | 53,000 |
| Pretax income | 45,000 | 137,000 | 184,000 | 106,000 |
| Income tax | 18,000 | 56,000 | 75,000 | 42,000 |
| Net income | 27,000 | 81,000 | 109,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,913,000 | 7,967,000 | 7,995,000 | 7,951,000 |
| Total capital | 8,645,000 | 8,719,000 | 8,704,000 | 8,557,000 |
| Risk-weighted assets | 40,398,000 | 42,652,000 | 41,796,000 | 42,772,000 |