Call reports 2026
TOMPKINS STATE BANK — 2026
What TOMPKINS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 304,921,000 | 303,479,000 |
| Total loans | 165,914,000 | 169,472,000 |
| Allowance for loan losses | 1,451,000 | 1,390,000 |
| Securities available for sale | 105,320,000 | 106,844,000 |
| Securities held to maturity | 1,694,000 | 1,694,000 |
| Trading assets | 0 | 0 |
| Total deposits | 275,581,000 | 274,253,000 |
| Interest-bearing deposits | 212,051,000 | 217,641,000 |
| Noninterest-bearing deposits | 63,530,000 | 56,612,000 |
| Equity capital | 28,672,000 | 28,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,565,000 | 7,101,000 |
| Interest expense | 1,055,000 | 2,094,000 |
| Net interest income | 2,510,000 | 5,007,000 |
| Noninterest income | 250,000 | 529,000 |
| Noninterest expense | 1,801,000 | 3,832,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 825,000 | 1,571,000 |
| Income tax | 38,000 | 75,000 |
| Net income | 787,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,105,000 | 29,545,000 |
| Total capital | 30,701,000 | 31,080,000 |
| Risk-weighted assets | 195,892,000 | 197,495,000 |