Call reports 2024
TOMPKINS STATE BANK — 2024
What TOMPKINS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 297,430,000 | 292,187,000 | 290,611,000 | 286,262,000 |
| Total loans | 160,265,000 | 158,890,000 | 155,011,000 | 154,148,000 |
| Allowance for loan losses | 1,375,000 | 1,373,000 | 846,000 | 1,298,000 |
| Securities available for sale | 115,434,000 | 112,314,000 | 108,786,000 | 107,264,000 |
| Securities held to maturity | 2,260,000 | 2,260,000 | 2,260,000 | 2,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,023,000 | 257,873,000 | 257,113,000 | 257,198,000 |
| Interest-bearing deposits | 206,504,000 | 201,244,000 | 197,620,000 | 196,489,000 |
| Noninterest-bearing deposits | 58,519,000 | 56,629,000 | 59,493,000 | 60,709,000 |
| Equity capital | 22,503,000 | 22,764,000 | 26,070,000 | 23,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,301,000 | 6,641,000 | 9,996,000 | 13,323,000 |
| Interest expense | 932,000 | 1,972,000 | 3,042,000 | 4,029,000 |
| Net interest income | 2,369,000 | 4,669,000 | 6,954,000 | 9,294,000 |
| Noninterest income | 271,000 | 550,000 | 861,000 | 1,140,000 |
| Noninterest expense | 1,642,000 | 3,446,000 | 5,104,000 | 7,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,000,000 | 1,767,000 | 2,672,000 | 2,779,000 |
| Income tax | 40,000 | 69,000 | 98,000 | 123,000 |
| Net income | 960,000 | 1,698,000 | 2,574,000 | 2,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,974,000 | 26,484,000 | 27,184,000 | 27,266,000 |
| Total capital | 27,362,000 | 27,870,000 | 28,043,000 | 28,577,000 |
| Risk-weighted assets | 205,512,000 | 187,252,000 | 204,045,000 | 185,451,000 |