Call reports 2023
TOMPKINS STATE BANK — 2023
What TOMPKINS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 282,823,000 | 281,439,000 | 300,857,000 | 298,630,000 |
| Total loans | 139,740,000 | 145,923,000 | 154,122,000 | 158,980,000 |
| Allowance for loan losses | 1,719,000 | 1,716,000 | 1,693,000 | 1,373,000 |
| Securities available for sale | 112,605,000 | 114,668,000 | 111,655,000 | 116,812,000 |
| Securities held to maturity | 760,000 | 2,260,000 | 2,260,000 | 2,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,353,000 | 256,186,000 | 271,684,000 | 261,899,000 |
| Interest-bearing deposits | 200,339,000 | 201,272,000 | 214,036,000 | 197,892,000 |
| Noninterest-bearing deposits | 57,014,000 | 54,914,000 | 57,648,000 | 64,007,000 |
| Equity capital | 20,497,000 | 20,245,000 | 19,074,000 | 23,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,535,000 | 8,538,000 | 11,741,000 |
| Interest expense | 549,000 | 1,230,000 | 2,045,000 | 3,027,000 |
| Net interest income | 2,207,000 | 4,305,000 | 6,493,000 | 8,714,000 |
| Noninterest income | 301,000 | 576,000 | 849,000 | 1,133,000 |
| Noninterest expense | 1,560,000 | 3,236,000 | 4,813,000 | 6,847,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 955,000 | 1,665,000 | 2,554,000 | 3,038,000 |
| Income tax | 0 | 0 | 0 | 129,000 |
| Net income | 955,000 | 1,665,000 | 2,554,000 | 2,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,482,000 | 25,012,000 | 25,722,000 | 26,077,000 |
| Total capital | 25,920,000 | 26,447,000 | 27,134,000 | 27,369,000 |
| Risk-weighted assets | 187,082,000 | 176,918,000 | 186,833,000 | 186,062,000 |