Call reports 2022
TOMPKINS STATE BANK — 2022
What TOMPKINS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 284,870,000 | 275,244,000 | 276,256,000 | 278,469,000 |
| Total loans | 137,421,000 | 143,755,000 | 149,351,000 | 148,667,000 |
| Allowance for loan losses | 1,350,000 | 1,347,000 | 1,346,000 | 1,344,000 |
| Securities available for sale | 91,560,000 | 105,906,000 | 107,749,000 | 108,588,000 |
| Securities held to maturity | 760,000 | 760,000 | 760,000 | 760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,418,000 | 250,950,000 | 247,391,000 | 243,657,000 |
| Interest-bearing deposits | 199,673,000 | 200,973,000 | 199,165,000 | 189,221,000 |
| Noninterest-bearing deposits | 56,745,000 | 49,977,000 | 48,226,000 | 54,436,000 |
| Equity capital | 23,510,000 | 19,357,000 | 18,307,000 | 20,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,979,000 | 6,288,000 | 8,844,000 |
| Interest expense | 162,000 | 377,000 | 668,000 | 1,074,000 |
| Net interest income | 1,749,000 | 3,602,000 | 5,620,000 | 7,770,000 |
| Noninterest income | 529,000 | 859,000 | 1,129,000 | 1,465,000 |
| Noninterest expense | 1,429,000 | 2,882,000 | 4,456,000 | 6,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 844,000 | 1,568,000 | 2,283,000 | 2,932,000 |
| Income tax | 45,000 | 105,000 | 150,000 | 103,000 |
| Net income | 799,000 | 1,463,000 | 2,133,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,427,000 | 22,980,000 | 23,539,000 | 24,048,000 |
| Total capital | 23,777,000 | 24,327,000 | 24,885,000 | 25,392,000 |
| Risk-weighted assets | 171,373,000 | 172,950,000 | 190,276,000 | 179,070,000 |