Call reports 2021
TOMPKINS STATE BANK — 2021
What TOMPKINS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 265,109,000 | 259,138,000 | 263,634,000 | 275,715,000 |
| Total loans | 147,737,000 | 149,504,000 | 151,266,000 | 147,398,000 |
| Allowance for loan losses | 1,255,000 | 1,291,000 | 1,321,000 | 1,352,000 |
| Securities available for sale | 74,834,000 | 81,460,000 | 80,947,000 | 79,935,000 |
| Securities held to maturity | 0 | 760,000 | 760,000 | 759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,691,000 | 221,164,000 | 225,289,000 | 243,403,000 |
| Interest-bearing deposits | 177,016,000 | 173,336,000 | 179,186,000 | 191,733,000 |
| Noninterest-bearing deposits | 50,675,000 | 47,828,000 | 46,103,000 | 51,670,000 |
| Equity capital | 26,525,000 | 27,106,000 | 27,909,000 | 27,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,314,000 | 6,732,000 | 8,729,000 |
| Interest expense | 206,000 | 386,000 | 562,000 | 752,000 |
| Net interest income | 1,851,000 | 3,928,000 | 6,170,000 | 7,977,000 |
| Noninterest income | 326,000 | 609,000 | 905,000 | 1,198,000 |
| Noninterest expense | 1,478,000 | 2,920,000 | 4,363,000 | 6,230,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 263,000 |
| Pretax income | 679,000 | 1,567,000 | 2,636,000 | 2,707,000 |
| Income tax | 10,000 | 23,000 | 40,000 | 181,000 |
| Net income | 669,000 | 1,544,000 | 2,596,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,082,000 | 21,598,000 | 22,130,000 | 22,059,000 |
| Total capital | 22,337,000 | 22,889,000 | 23,451,000 | 23,411,000 |
| Risk-weighted assets | 165,907,000 | 166,034,000 | 173,846,000 | 173,943,000 |