Call reports 2020
TOMPKINS STATE BANK — 2020
What TOMPKINS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 226,460,000 | 251,358,000 | 252,441,000 | 255,314,000 |
| Total loans | 141,760,000 | 157,649,000 | 166,076,000 | 149,482,000 |
| Allowance for loan losses | 1,231,000 | 1,261,000 | 1,291,000 | 1,225,000 |
| Securities available for sale | 61,329,000 | 65,996,000 | 64,707,000 | 67,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,153,000 | 210,614,000 | 211,153,000 | 217,547,000 |
| Interest-bearing deposits | 156,891,000 | 168,783,000 | 168,061,000 | 168,594,000 |
| Noninterest-bearing deposits | 36,262,000 | 41,831,000 | 43,092,000 | 48,953,000 |
| Equity capital | 22,924,000 | 26,328,000 | 26,905,000 | 27,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,782,000 | 6,929,000 | 8,842,000 |
| Interest expense | 429,000 | 804,000 | 1,146,000 | 1,429,000 |
| Net interest income | 1,712,000 | 3,978,000 | 5,783,000 | 7,413,000 |
| Noninterest income | 229,000 | 535,000 | 830,000 | 1,150,000 |
| Noninterest expense | 1,362,000 | 2,727,000 | 4,233,000 | 5,762,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 544,000 | 1,720,000 | 2,307,000 | 2,653,000 |
| Income tax | 8,000 | 26,000 | 35,000 | 37,000 |
| Net income | 536,000 | 1,694,000 | 2,272,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,995,000 | 20,836,000 | 21,097,000 | 21,263,000 |
| Total capital | 21,226,000 | 22,097,000 | 22,388,000 | 22,488,000 |
| Risk-weighted assets | 158,915,000 | 175,179,000 | 170,019,000 | 168,202,000 |