Call reports 2019
TOMPKINS STATE BANK — 2019
What TOMPKINS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 211,031,000 | 211,866,000 | 217,230,000 | 221,802,000 |
| Total loans | 133,172,000 | 139,455,000 | 141,337,000 | 140,706,000 |
| Allowance for loan losses | 1,205,000 | 1,228,000 | 1,257,000 | 1,224,000 |
| Securities available for sale | 55,015,000 | 55,043,000 | 53,834,000 | 55,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,473,000 | 178,265,000 | 183,180,000 | 187,343,000 |
| Interest-bearing deposits | 144,859,000 | 147,221,000 | 150,966,000 | 154,249,000 |
| Noninterest-bearing deposits | 33,614,000 | 31,044,000 | 32,214,000 | 33,094,000 |
| Equity capital | 22,252,000 | 23,269,000 | 23,720,000 | 24,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,067,000 | 4,219,000 | 6,426,000 | 8,627,000 |
| Interest expense | 481,000 | 997,000 | 1,509,000 | 2,004,000 |
| Net interest income | 1,586,000 | 3,222,000 | 4,917,000 | 6,623,000 |
| Noninterest income | 249,000 | 499,000 | 766,000 | 1,029,000 |
| Noninterest expense | 1,411,000 | 2,671,000 | 3,993,000 | 5,443,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 382,000 | 959,000 | 1,562,000 | 2,053,000 |
| Income tax | 6,000 | 14,000 | 23,000 | 28,000 |
| Net income | 376,000 | 945,000 | 1,539,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,260,000 | 19,512,000 | 19,789,000 | 20,053,000 |
| Total capital | 20,465,000 | 20,740,000 | 21,046,000 | 21,277,000 |
| Risk-weighted assets | 147,353,000 | 151,386,000 | 154,259,000 | 155,309,000 |