Call reports 2018
TOMPKINS STATE BANK — 2018
What TOMPKINS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 206,701,000 | 210,365,000 | 210,679,000 | 210,107,000 |
| Total loans | 140,464,000 | 144,463,000 | 147,354,000 | 140,062,000 |
| Allowance for loan losses | 1,333,000 | 1,363,000 | 1,393,000 | 1,176,000 |
| Securities available for sale | 48,948,000 | 46,370,000 | 47,826,000 | 48,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,958,000 | 179,318,000 | 179,378,000 | 177,987,000 |
| Interest-bearing deposits | 142,210,000 | 147,819,000 | 147,999,000 | 145,874,000 |
| Noninterest-bearing deposits | 33,748,000 | 31,499,000 | 31,379,000 | 32,113,000 |
| Equity capital | 20,519,000 | 20,860,000 | 21,070,000 | 21,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,958,000 | 6,090,000 | 8,205,000 |
| Interest expense | 320,000 | 680,000 | 1,084,000 | 1,552,000 |
| Net interest income | 1,623,000 | 3,278,000 | 5,006,000 | 6,653,000 |
| Noninterest income | 216,000 | 484,000 | 735,000 | 1,016,000 |
| Noninterest expense | 1,300,000 | 2,476,000 | 3,701,000 | 5,061,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 320,000 |
| Pretax income | 451,000 | 1,158,000 | 1,882,000 | 2,223,000 |
| Income tax | 7,000 | 17,000 | 28,000 | 31,000 |
| Net income | 444,000 | 1,141,000 | 1,854,000 | 2,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,409,000 | 18,847,000 | 19,282,000 | 19,493,000 |
| Total capital | 19,742,000 | 20,210,000 | 20,675,000 | 20,669,000 |
| Risk-weighted assets | 149,253,000 | 153,377,000 | 153,061,000 | 149,494,000 |