Call reports 2017
TOMPKINS STATE BANK — 2017
What TOMPKINS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,805,000 | 204,993,000 | 206,017,000 | 208,145,000 |
| Total loans | 132,088,000 | 136,389,000 | 142,136,000 | 140,058,000 |
| Allowance for loan losses | 1,268,000 | 1,296,000 | 1,302,000 | 1,331,000 |
| Securities available for sale | 56,521,000 | 53,177,000 | 49,547,000 | 51,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,377,000 | 174,583,000 | 174,484,000 | 176,606,000 |
| Interest-bearing deposits | 142,041,000 | 143,194,000 | 143,953,000 | 142,309,000 |
| Noninterest-bearing deposits | 32,336,000 | 31,389,000 | 30,531,000 | 34,297,000 |
| Equity capital | 20,258,000 | 21,253,000 | 21,386,000 | 21,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,598,000 | 5,546,000 | 7,512,000 |
| Interest expense | 253,000 | 515,000 | 795,000 | 1,086,000 |
| Net interest income | 1,500,000 | 3,083,000 | 4,751,000 | 6,426,000 |
| Noninterest income | 256,000 | 509,000 | 768,000 | 1,025,000 |
| Noninterest expense | 1,332,000 | 2,546,000 | 3,914,000 | 5,273,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 394,000 | 959,000 | 1,482,000 | 2,029,000 |
| Income tax | 6,000 | 14,000 | 22,000 | 29,000 |
| Net income | 388,000 | 945,000 | 1,460,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,607,000 | 17,875,000 | 18,099,000 | 18,534,000 |
| Total capital | 18,875,000 | 19,171,000 | 19,401,000 | 19,865,000 |
| Risk-weighted assets | 138,840,000 | 140,587,000 | 148,334,000 | 147,086,000 |