Call reports 2012
TOMPKINS STATE BANK — 2012
What TOMPKINS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 192,614,000 | 189,166,000 | 188,472,000 | 192,525,000 |
| Total loans | 99,272,000 | 100,787,000 | 106,984,000 | 108,149,000 |
| Allowance for loan losses | 1,176,000 | 1,126,000 | 1,081,000 | 1,111,000 |
| Securities available for sale | 69,717,000 | 71,141,000 | 62,526,000 | 68,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,914,000 | 155,766,000 | 154,947,000 | 157,505,000 |
| Interest-bearing deposits | 132,805,000 | 129,802,000 | 131,012,000 | 131,666,000 |
| Noninterest-bearing deposits | 28,109,000 | 25,964,000 | 23,935,000 | 25,839,000 |
| Equity capital | 19,478,000 | 21,084,000 | 21,640,000 | 21,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,668,000 | 5,465,000 | 7,179,000 |
| Interest expense | 322,000 | 621,000 | 906,000 | 1,175,000 |
| Net interest income | 1,565,000 | 3,047,000 | 4,559,000 | 6,004,000 |
| Noninterest income | 230,000 | 469,000 | 762,000 | 1,013,000 |
| Noninterest expense | 1,282,000 | 2,703,000 | 4,029,000 | 5,429,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 621,000 | 1,229,000 | 1,730,000 | 1,972,000 |
| Income tax | 230,000 | -595,000 | -588,000 | -584,000 |
| Net income | 391,000 | 1,824,000 | 2,318,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,233,000 | 16,669,000 | 17,076,000 | 17,173,000 |
| Total capital | 16,409,000 | 17,795,000 | 18,157,000 | 18,284,000 |
| Risk-weighted assets | 107,982,000 | 107,388,000 | 111,697,000 | 115,582,000 |