Call reports 2011
TOMPKINS STATE BANK — 2011
What TOMPKINS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 178,936,000 | 179,264,000 | 180,593,000 | 183,446,000 |
| Total loans | 102,827,000 | 105,840,000 | 104,796,000 | 101,357,000 |
| Allowance for loan losses | 1,282,000 | 1,311,000 | 1,231,000 | 1,171,000 |
| Securities available for sale | 59,463,000 | 56,719,000 | 55,770,000 | 58,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,824,000 | 146,917,000 | 147,594,000 | 151,740,000 |
| Interest-bearing deposits | 127,812,000 | 126,993,000 | 129,093,000 | 130,085,000 |
| Noninterest-bearing deposits | 20,012,000 | 19,924,000 | 18,501,000 | 21,655,000 |
| Equity capital | 19,207,000 | 19,981,000 | 20,568,000 | 19,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,145,000 | 6,220,000 | 8,208,000 |
| Interest expense | 415,000 | 804,000 | 1,176,000 | 1,516,000 |
| Net interest income | 1,642,000 | 3,341,000 | 5,044,000 | 6,692,000 |
| Noninterest income | 174,000 | 311,000 | 497,000 | 706,000 |
| Noninterest expense | 1,341,000 | 2,971,000 | 4,535,000 | 6,587,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 619,000 | 1,180,000 | 1,988,000 | 2,278,000 |
| Income tax | 182,000 | 349,000 | 618,000 | 740,000 |
| Net income | 437,000 | 831,000 | 1,370,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,922,000 | 15,345,000 | 15,745,000 | 15,208,000 |
| Total capital | 16,204,000 | 16,656,000 | 16,976,000 | 16,379,000 |
| Risk-weighted assets | 112,099,000 | 113,738,000 | 111,022,000 | 107,277,000 |