Call reports 2009
TOMPKINS STATE BANK — 2009
What TOMPKINS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,784,000 | 161,748,000 | 171,548,000 | 177,471,000 |
| Total loans | 102,827,000 | 107,262,000 | 110,309,000 | 110,564,000 |
| Allowance for loan losses | 770,000 | 804,000 | 835,000 | 995,000 |
| Securities available for sale | 35,589,000 | 38,536,000 | 44,200,000 | 49,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,187,000 | 132,449,000 | 136,715,000 | 138,274,000 |
| Interest-bearing deposits | 113,646,000 | 115,086,000 | 120,867,000 | 120,823,000 |
| Noninterest-bearing deposits | 15,541,000 | 17,363,000 | 15,848,000 | 17,451,000 |
| Equity capital | 18,381,000 | 18,576,000 | 19,675,000 | 19,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,197,000 | 6,434,000 | 8,682,000 |
| Interest expense | 566,000 | 1,098,000 | 1,642,000 | 2,181,000 |
| Net interest income | 1,508,000 | 3,099,000 | 4,792,000 | 6,501,000 |
| Noninterest income | 185,000 | 395,000 | 583,000 | 665,000 |
| Noninterest expense | 1,289,000 | 2,564,000 | 4,003,000 | 5,488,000 |
| Provision for loan losses | 45,000 | 120,000 | 195,000 | 620,000 |
| Pretax income | 783,000 | 1,291,000 | 1,705,000 | 1,546,000 |
| Income tax | 248,000 | 375,000 | 426,000 | 328,000 |
| Net income | 535,000 | 916,000 | 1,279,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,587,000 | 13,883,000 | 14,162,000 | 14,017,000 |
| Total capital | 14,357,000 | 14,687,000 | 14,997,000 | 15,012,000 |
| Risk-weighted assets | 107,796,000 | 114,559,000 | 121,863,000 | 124,833,000 |