Call reports 2003
TOMPKINS STATE BANK — 2003
What TOMPKINS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,922,000 | 91,840,000 | 94,480,000 | 94,264,000 |
| Total loans | 52,722,000 | 54,713,000 | 56,186,000 | 54,754,000 |
| Allowance for loan losses | 717,000 | 721,000 | 732,000 | 733,000 |
| Securities available for sale | 31,622,000 | 32,255,000 | 33,532,000 | 34,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,035,000 | 75,623,000 | 78,367,000 | 77,852,000 |
| Interest-bearing deposits | 68,901,000 | 67,978,000 | 71,047,000 | 70,285,000 |
| Noninterest-bearing deposits | 8,134,000 | 7,645,000 | 7,320,000 | 7,567,000 |
| Equity capital | 10,523,000 | 10,895,000 | 10,876,000 | 11,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,496,000 | 3,744,000 | 5,006,000 |
| Interest expense | 459,000 | 898,000 | 1,295,000 | 1,662,000 |
| Net interest income | 803,000 | 1,598,000 | 2,449,000 | 3,344,000 |
| Noninterest income | 90,000 | 189,000 | 291,000 | 372,000 |
| Noninterest expense | 555,000 | 1,065,000 | 1,576,000 | 2,304,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 140,000 |
| Pretax income | 356,000 | 755,000 | 1,199,000 | 1,379,000 |
| Income tax | 55,000 | 165,000 | 254,000 | 276,000 |
| Net income | 301,000 | 590,000 | 945,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,333,000 | 9,637,000 | 9,937,000 | 10,116,000 |
| Total capital | 10,050,000 | 10,358,000 | 10,669,000 | 10,849,000 |
| Risk-weighted assets | 58,435,000 | 60,150,000 | 62,262,000 | 60,837,000 |
Machine access — free, no API key
Every figure shown here about TOMPKINS STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.