Call reports 2025
SHERWOOD STATE BANK, THE — 2025
What SHERWOOD STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 102,657,000 | 103,003,000 | 104,270,000 | 104,986,000 |
| Total loans | 75,343,000 | 76,377,000 | 78,195,000 | 78,856,000 |
| Allowance for loan losses | 908,000 | 920,000 | 926,000 | 945,000 |
| Securities available for sale | 16,620,000 | 16,746,000 | 16,870,000 | 16,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,273,000 | 83,955,000 | 85,460,000 | 86,659,000 |
| Interest-bearing deposits | 62,878,000 | 63,845,000 | 64,738,000 | 64,008,000 |
| Noninterest-bearing deposits | 21,395,000 | 20,110,000 | 20,722,000 | 22,651,000 |
| Equity capital | 11,589,000 | 11,861,000 | 12,229,000 | 12,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,839,000 | 4,248,000 | 5,688,000 |
| Interest expense | 363,000 | 745,000 | 1,137,000 | 1,499,000 |
| Net interest income | 962,000 | 2,094,000 | 3,111,000 | 4,189,000 |
| Noninterest income | 111,000 | 228,000 | 352,000 | 482,000 |
| Noninterest expense | 932,000 | 1,869,000 | 2,802,000 | 3,805,000 |
| Provision for loan losses | 4,000 | 16,000 | 36,000 | 59,000 |
| Pretax income | 137,000 | 437,000 | 625,000 | 807,000 |
| Income tax | 10,000 | 55,000 | 76,000 | 98,000 |
| Net income | 127,000 | 382,000 | 549,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,395,000 | 12,650,000 | 12,765,000 | 12,925,000 |