Call reports 2012
SHERWOOD STATE BANK, THE — 2012
What SHERWOOD STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,969,000 | 51,572,000 | 52,114,000 | 52,295,000 |
| Total loans | 32,476,000 | 34,013,000 | 34,343,000 | 34,730,000 |
| Allowance for loan losses | 589,000 | 425,000 | 394,000 | 428,000 |
| Securities available for sale | 13,098,000 | 13,263,000 | 12,553,000 | 13,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,165,000 | 43,000,000 | 44,253,000 | 44,650,000 |
| Interest-bearing deposits | 38,290,000 | 37,636,000 | 38,647,000 | 38,507,000 |
| Noninterest-bearing deposits | 5,875,000 | 5,364,000 | 5,606,000 | 6,143,000 |
| Equity capital | 4,929,000 | 5,063,000 | 5,264,000 | 5,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,282,000 | 1,943,000 | 2,597,000 |
| Interest expense | 100,000 | 192,000 | 277,000 | 364,000 |
| Net interest income | 530,000 | 1,090,000 | 1,666,000 | 2,233,000 |
| Noninterest income | 61,000 | 126,000 | 229,000 | 314,000 |
| Noninterest expense | 450,000 | 951,000 | 1,410,000 | 1,911,000 |
| Provision for loan losses | 69,000 | 86,000 | 131,000 | 182,000 |
| Pretax income | 175,000 | 282,000 | 457,000 | 557,000 |
| Income tax | 33,000 | 49,000 | 82,000 | 96,000 |
| Net income | 142,000 | 233,000 | 375,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,774,000 | 4,866,000 | 4,978,000 | 5,064,000 |
| Total capital | 5,205,000 | 5,291,000 | 5,372,000 | 5,492,000 |
| Risk-weighted assets | 34,474,000 | 34,816,000 | 35,392,000 | 35,226,000 |