Call reports 2001
SHERWOOD STATE BANK, THE — 2001
What SHERWOOD STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,298,000 | 24,148,000 | 26,407,000 | 26,816,000 |
| Total loans | 17,177,000 | 18,088,000 | 18,742,000 | 19,074,000 |
| Allowance for loan losses | 166,000 | 174,000 | 164,000 | 163,000 |
| Securities available for sale | 5,555,000 | 4,516,000 | 4,706,000 | 4,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,156,000 | 16,834,000 | 19,287,000 | 19,682,000 |
| Interest-bearing deposits | 17,442,000 | 14,740,000 | 17,398,000 | 17,193,000 |
| Noninterest-bearing deposits | 1,714,000 | 2,094,000 | 1,889,000 | 2,489,000 |
| Equity capital | 1,779,000 | 1,756,000 | 1,800,000 | 1,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 979,000 | 1,461,000 | 1,944,000 |
| Interest expense | 286,000 | 550,000 | 798,000 | 1,046,000 |
| Net interest income | 210,000 | 429,000 | 663,000 | 898,000 |
| Noninterest income | 31,000 | 66,000 | 99,000 | 136,000 |
| Noninterest expense | 256,000 | 536,000 | 786,000 | 1,007,000 |
| Provision for loan losses | 7,000 | 18,000 | 18,000 | 20,000 |
| Pretax income | -22,000 | -59,000 | -42,000 | 7,000 |
| Income tax | -7,000 | -18,000 | -19,000 | -16,000 |
| Net income | -15,000 | -41,000 | -23,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,717,000 | 1,691,000 | 1,709,000 | 1,754,000 |
| Total capital | 2,773,000 | 2,711,000 | 2,728,000 | 2,794,000 |
| Risk-weighted assets | 22,868,000 | 18,118,000 | 17,898,000 | 17,984,000 |