Call report 2004Q4
UNITY BANK CENTRAL — 2004Q4
The 22 measures UNITY BANK CENTRAL reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,894,000 | USD | evidence → |
| Total loans | 22,120,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 9,143,000 | USD | evidence → |
| Securities held to maturity | 365,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,233,000 | USD | evidence → |
| Interest-bearing deposits | 27,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,048,000 | USD | evidence → |
| Equity capital | 2,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,912,000 | USD | evidence → |
| Interest expense | 561,000 | USD | evidence → |
| Net interest income | 1,351,000 | USD | evidence → |
| Noninterest income | 261,000 | USD | evidence → |
| Noninterest expense | 1,139,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 448,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,622,000 | USD | evidence → |
| Total capital | 2,886,000 | USD | evidence → |
| Risk-weighted assets | 20,304,000 | USD | evidence → |