Call report 2003Q4
UNITY BANK CENTRAL — 2003Q4
The 22 measures UNITY BANK CENTRAL reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,545,000 | USD | evidence → |
| Total loans | 21,583,000 | USD | evidence → |
| Allowance for loan losses | 286,000 | USD | evidence → |
| Securities available for sale | 7,350,000 | USD | evidence → |
| Securities held to maturity | 364,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,348,000 | USD | evidence → |
| Interest-bearing deposits | 26,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,919,000 | USD | evidence → |
| Equity capital | 2,618,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,031,000 | USD | evidence → |
| Interest expense | 582,000 | USD | evidence → |
| Net interest income | 1,449,000 | USD | evidence → |
| Noninterest income | 216,000 | USD | evidence → |
| Noninterest expense | 1,090,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 500,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,474,000 | USD | evidence → |
| Total capital | 2,752,000 | USD | evidence → |
| Risk-weighted assets | 22,235,000 | USD | evidence → |