Call report 2002Q4
UNITY BANK CENTRAL — 2002Q4
The 22 measures UNITY BANK CENTRAL reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,522,000 | USD | evidence → |
| Total loans | 19,958,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 7,265,000 | USD | evidence → |
| Securities held to maturity | 514,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,329,000 | USD | evidence → |
| Interest-bearing deposits | 23,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,516,000 | USD | evidence → |
| Equity capital | 2,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,074,000 | USD | evidence → |
| Interest expense | 736,000 | USD | evidence → |
| Net interest income | 1,338,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 933,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 529,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,332,000 | USD | evidence → |
| Total capital | 2,578,000 | USD | evidence → |
| Risk-weighted assets | 19,691,000 | USD | evidence → |
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