Call reports 2023
SURREY BANK & TRUST — 2023
What SURREY BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 |
|---|---|
| Total assets | 481,776,000 |
| Total loans | 252,997,000 |
| Allowance for loan losses | 3,463,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 21,977,000 |
| Trading assets | 0 |
| Total deposits | 414,600,000 |
| Interest-bearing deposits | 249,776,000 |
| Noninterest-bearing deposits | 164,824,000 |
| Equity capital | 61,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 |
|---|---|
| Interest income | 5,735,000 |
| Interest expense | 235,000 |
| Net interest income | 5,500,000 |
| Noninterest income | 540,000 |
| Noninterest expense | 2,469,000 |
| Provision for loan losses | 262,000 |
| Pretax income | 3,309,000 |
| Income tax | 941,000 |
| Net income | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 |
|---|---|
| Tier 1 capital | 59,919,000 |
| Total capital | 62,936,000 |
| Risk-weighted assets | 239,648,000 |