Call reports 2022
SURREY BANK & TRUST — 2022
What SURREY BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 494,026,000 | 492,800,000 | 499,785,000 | 506,960,000 |
| Total loans | 247,806,000 | 241,479,000 | 249,319,000 | 250,880,000 |
| Allowance for loan losses | 4,951,000 | 4,565,000 | 4,351,000 | 4,195,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,875,000 | 21,954,000 | 21,965,000 | 21,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,679,000 | 431,717,000 | 436,374,000 | 442,718,000 |
| Interest-bearing deposits | 269,275,000 | 266,331,000 | 259,180,000 | 275,937,000 |
| Noninterest-bearing deposits | 165,404,000 | 165,386,000 | 177,194,000 | 166,781,000 |
| Equity capital | 54,043,000 | 55,216,000 | 56,927,000 | 58,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,360,000 | 6,831,000 | 11,341,000 | 16,932,000 |
| Interest expense | 88,000 | 174,000 | 287,000 | 459,000 |
| Net interest income | 3,272,000 | 6,657,000 | 11,054,000 | 16,473,000 |
| Noninterest income | 520,000 | 1,105,000 | 1,675,000 | 2,226,000 |
| Noninterest expense | 2,314,000 | 4,659,000 | 6,902,000 | 9,359,000 |
| Provision for loan losses | -663,000 | -1,078,000 | -1,115,000 | -1,274,000 |
| Pretax income | 1,990,000 | 4,030,000 | 6,791,000 | 10,463,000 |
| Income tax | 450,000 | 911,000 | 1,538,000 | 2,370,000 |
| Net income | 1,540,000 | 3,119,000 | 5,253,000 | 8,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,545,000 | 53,888,000 | 55,611,000 | 57,375,000 |
| Total capital | 55,507,000 | 56,807,000 | 58,571,000 | 60,359,000 |
| Risk-weighted assets | 233,294,000 | 230,428,000 | 234,020,000 | 236,163,000 |