Call reports 2021
SURREY BANK & TRUST — 2021
What SURREY BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 469,698,000 | 461,822,000 | 473,750,000 | 480,535,000 |
| Total loans | 256,250,000 | 247,067,000 | 253,725,000 | 251,440,000 |
| Allowance for loan losses | 4,846,000 | 5,015,000 | 5,223,000 | 5,291,000 |
| Securities available for sale | 27,903,000 | 27,983,000 | 28,002,000 | 27,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,766,000 | 403,697,000 | 415,731,000 | 422,539,000 |
| Interest-bearing deposits | 255,111,000 | 245,861,000 | 252,465,000 | 273,230,000 |
| Noninterest-bearing deposits | 158,655,000 | 157,836,000 | 163,266,000 | 149,309,000 |
| Equity capital | 51,747,000 | 52,417,000 | 52,830,000 | 52,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,542,000 | 6,936,000 | 9,913,000 | 13,246,000 |
| Interest expense | 150,000 | 272,000 | 378,000 | 473,000 |
| Net interest income | 3,392,000 | 6,664,000 | 9,535,000 | 12,773,000 |
| Noninterest income | 1,416,000 | 1,907,000 | 2,443,000 | 2,926,000 |
| Noninterest expense | 2,289,000 | 4,403,000 | 6,507,000 | 8,630,000 |
| Provision for loan losses | -71,000 | 118,000 | 326,000 | 387,000 |
| Pretax income | 2,590,000 | 4,050,000 | 5,145,000 | 6,682,000 |
| Income tax | 574,000 | 904,000 | 1,147,000 | 1,492,000 |
| Net income | 2,016,000 | 3,146,000 | 3,998,000 | 5,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,286,000 | 50,905,000 | 51,194,000 | 51,373,000 |
| Total capital | 53,087,000 | 53,768,000 | 54,083,000 | 54,353,000 |
| Risk-weighted assets | 220,511,000 | 225,294,000 | 227,104,000 | 234,352,000 |