Call reports 2020
SURREY BANK & TRUST — 2020
What SURREY BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 341,786,000 | 403,506,000 | 425,392,000 | 431,064,000 |
| Total loans | 243,760,000 | 280,148,000 | 282,274,000 | 258,772,000 |
| Allowance for loan losses | 4,282,000 | 4,545,000 | 4,714,000 | 4,905,000 |
| Securities available for sale | 7,046,000 | 7,021,000 | 12,997,000 | 22,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,650,000 | 347,650,000 | 368,575,000 | 375,373,000 |
| Interest-bearing deposits | 193,439,000 | 219,385,000 | 225,188,000 | 247,073,000 |
| Noninterest-bearing deposits | 95,211,000 | 128,265,000 | 143,386,000 | 128,300,000 |
| Equity capital | 48,512,000 | 49,009,000 | 49,611,000 | 50,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,520,000 | 6,694,000 | 10,055,000 | 13,888,000 |
| Interest expense | 327,000 | 624,000 | 900,000 | 1,095,000 |
| Net interest income | 3,193,000 | 6,070,000 | 9,155,000 | 12,793,000 |
| Noninterest income | 698,000 | 1,361,000 | 1,982,000 | 2,781,000 |
| Noninterest expense | 2,395,000 | 4,404,000 | 6,554,000 | 8,977,000 |
| Provision for loan losses | 108,000 | 368,000 | 564,000 | 690,000 |
| Pretax income | 1,388,000 | 2,659,000 | 4,019,000 | 5,907,000 |
| Income tax | 307,000 | 585,000 | 881,000 | 1,261,000 |
| Net income | 1,081,000 | 2,074,000 | 3,138,000 | 4,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,179,000 | 47,588,000 | 47,840,000 | 48,634,000 |
| Total capital | 50,137,000 | 50,499,000 | 50,767,000 | 51,500,000 |
| Risk-weighted assets | 234,115,000 | 230,033,000 | 230,706,000 | 225,748,000 |