Call reports 2019
SURREY BANK & TRUST — 2019
What SURREY BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,983,000 | 315,422,000 | 331,629,000 | 329,520,000 |
| Total loans | 236,411,000 | 246,152,000 | 239,325,000 | 237,340,000 |
| Allowance for loan losses | 4,320,000 | 4,488,000 | 4,101,000 | 4,122,000 |
| Securities available for sale | 8,488,000 | 7,013,000 | 7,016,000 | 8,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,157,000 | 264,228,000 | 278,574,000 | 277,319,000 |
| Interest-bearing deposits | 177,000,000 | 176,753,000 | 179,504,000 | 191,669,000 |
| Noninterest-bearing deposits | 85,157,000 | 87,475,000 | 99,070,000 | 85,650,000 |
| Equity capital | 45,615,000 | 46,397,000 | 47,665,000 | 47,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,543,000 | 7,204,000 | 11,199,000 | 14,762,000 |
| Interest expense | 297,000 | 619,000 | 956,000 | 1,300,000 |
| Net interest income | 3,246,000 | 6,585,000 | 10,243,000 | 13,462,000 |
| Noninterest income | 627,000 | 1,245,000 | 1,861,000 | 2,633,000 |
| Noninterest expense | 2,353,000 | 4,617,000 | 6,824,000 | 9,227,000 |
| Provision for loan losses | 63,000 | 210,000 | 78,000 | 124,000 |
| Pretax income | 1,457,000 | 3,003,000 | 5,202,000 | 6,744,000 |
| Income tax | 490,000 | 853,000 | 1,366,000 | 1,770,000 |
| Net income | 967,000 | 2,150,000 | 3,836,000 | 4,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,346,000 | 45,049,000 | 46,427,000 | 46,620,000 |
| Total capital | 47,269,000 | 48,067,000 | 49,417,000 | 49,536,000 |
| Risk-weighted assets | 231,387,000 | 238,815,000 | 236,940,000 | 230,949,000 |