Call reports 2018
SURREY BANK & TRUST — 2018
What SURREY BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 294,591,000 | 305,190,000 | 309,974,000 | 309,150,000 |
| Total loans | 231,186,000 | 233,446,000 | 241,009,000 | 232,549,000 |
| Allowance for loan losses | 3,854,000 | 3,884,000 | 4,026,000 | 4,195,000 |
| Securities available for sale | 4,929,000 | 4,929,000 | 7,425,000 | 7,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,365,000 | 257,339,000 | 260,667,000 | 260,234,000 |
| Interest-bearing deposits | 176,619,000 | 175,411,000 | 172,326,000 | 177,347,000 |
| Noninterest-bearing deposits | 71,746,000 | 81,928,000 | 88,341,000 | 82,887,000 |
| Equity capital | 42,622,000 | 43,415,000 | 44,299,000 | 45,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,384,000 | 6,709,000 | 10,240,000 | 13,646,000 |
| Interest expense | 226,000 | 464,000 | 721,000 | 998,000 |
| Net interest income | 3,158,000 | 6,245,000 | 9,519,000 | 12,648,000 |
| Noninterest income | 510,000 | 1,113,000 | 1,805,000 | 2,692,000 |
| Noninterest expense | 2,208,000 | 4,319,000 | 6,496,000 | 8,791,000 |
| Provision for loan losses | 50,000 | 86,000 | 209,000 | 370,000 |
| Pretax income | 1,410,000 | 2,953,000 | 4,619,000 | 6,179,000 |
| Income tax | 320,000 | 670,000 | 1,050,000 | 1,022,000 |
| Net income | 1,090,000 | 2,283,000 | 3,569,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,334,000 | 42,142,000 | 42,989,000 | 43,705,000 |
| Total capital | 44,177,000 | 45,025,000 | 45,909,000 | 46,587,000 |
| Risk-weighted assets | 225,296,000 | 228,467,000 | 231,282,000 | 227,985,000 |