Call reports 2017
SURREY BANK & TRUST — 2017
What SURREY BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 282,171,000 | 283,745,000 | 291,945,000 | 300,464,000 |
| Total loans | 209,671,000 | 214,339,000 | 220,663,000 | 224,244,000 |
| Allowance for loan losses | 3,626,000 | 3,585,000 | 3,796,000 | 3,848,000 |
| Securities available for sale | 4,960,000 | 4,975,000 | 4,978,000 | 4,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,529,000 | 236,405,000 | 243,746,000 | 255,026,000 |
| Interest-bearing deposits | 170,319,000 | 168,416,000 | 172,175,000 | 178,826,000 |
| Noninterest-bearing deposits | 66,210,000 | 67,989,000 | 71,571,000 | 76,200,000 |
| Equity capital | 41,294,000 | 42,299,000 | 43,085,000 | 41,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,916,000 | 5,871,000 | 8,935,000 | 12,096,000 |
| Interest expense | 225,000 | 449,000 | 675,000 | 898,000 |
| Net interest income | 2,691,000 | 5,422,000 | 8,260,000 | 11,198,000 |
| Noninterest income | 590,000 | 1,216,000 | 1,852,000 | 2,671,000 |
| Noninterest expense | 1,991,000 | 3,954,000 | 5,952,000 | 8,231,000 |
| Provision for loan losses | -187,000 | -323,000 | -93,000 | -45,000 |
| Pretax income | 1,477,000 | 3,007,000 | 4,253,000 | 5,683,000 |
| Income tax | 516,000 | 1,051,000 | 1,484,000 | 2,586,000 |
| Net income | 961,000 | 1,956,000 | 2,769,000 | 3,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,326,000 | 40,349,000 | 41,027,000 | 40,606,000 |
| Total capital | 41,902,000 | 42,997,000 | 43,759,000 | 43,403,000 |
| Risk-weighted assets | 203,336,000 | 209,379,000 | 215,727,000 | 221,524,000 |