Call reports 2012
SURREY BANK & TRUST — 2012
What SURREY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,363,000 | 220,110,000 | 225,675,000 | 229,355,000 |
| Total loans | 181,323,000 | 178,979,000 | 186,972,000 | 176,981,000 |
| Allowance for loan losses | 3,902,000 | 3,802,000 | 3,733,000 | 3,403,000 |
| Securities available for sale | 2,495,000 | 3,006,000 | 3,014,000 | 3,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,198,000 | 178,658,000 | 183,487,000 | 187,837,000 |
| Interest-bearing deposits | 150,958,000 | 141,444,000 | 142,896,000 | 150,844,000 |
| Noninterest-bearing deposits | 36,240,000 | 37,214,000 | 40,591,000 | 36,993,000 |
| Equity capital | 30,812,000 | 31,165,000 | 31,400,000 | 31,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,770,000 | 5,486,000 | 8,237,000 | 10,944,000 |
| Interest expense | 450,000 | 871,000 | 1,275,000 | 1,671,000 |
| Net interest income | 2,320,000 | 4,615,000 | 6,962,000 | 9,273,000 |
| Noninterest income | 696,000 | 1,296,000 | 1,876,000 | 2,664,000 |
| Noninterest expense | 1,868,000 | 3,504,000 | 5,136,000 | 6,901,000 |
| Provision for loan losses | 67,000 | 739,000 | 780,000 | 471,000 |
| Pretax income | 1,081,000 | 1,668,000 | 2,922,000 | 4,565,000 |
| Income tax | 403,000 | 612,000 | 1,078,000 | 1,742,000 |
| Net income | 678,000 | 1,056,000 | 1,844,000 | 2,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,213,000 | 29,589,000 | 29,883,000 | 30,381,000 |
| Total capital | 31,308,000 | 31,639,000 | 32,026,000 | 32,373,000 |
| Risk-weighted assets | 165,782,000 | 162,280,000 | 169,875,000 | 157,962,000 |