Call reports 2011
SURREY BANK & TRUST — 2011
What SURREY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 225,277,000 | 228,290,000 | 228,957,000 | 224,681,000 |
| Total loans | 180,649,000 | 176,021,000 | 180,291,000 | 179,327,000 |
| Allowance for loan losses | 4,180,000 | 4,015,000 | 4,175,000 | 3,881,000 |
| Securities available for sale | 2,510,000 | 2,517,000 | 2,512,000 | 2,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,983,000 | 187,843,000 | 188,540,000 | 184,487,000 |
| Interest-bearing deposits | 151,234,000 | 154,164,000 | 151,861,000 | 153,317,000 |
| Noninterest-bearing deposits | 33,749,000 | 33,679,000 | 36,679,000 | 31,170,000 |
| Equity capital | 28,802,000 | 29,534,000 | 30,121,000 | 30,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,742,000 | 5,412,000 | 8,192,000 | 10,936,000 |
| Interest expense | 566,000 | 1,118,000 | 1,636,000 | 2,119,000 |
| Net interest income | 2,176,000 | 4,294,000 | 6,556,000 | 8,817,000 |
| Noninterest income | 570,000 | 1,105,000 | 1,712,000 | 2,504,000 |
| Noninterest expense | 1,690,000 | 3,437,000 | 5,202,000 | 6,900,000 |
| Provision for loan losses | 159,000 | -121,000 | 67,000 | 744,000 |
| Pretax income | 897,000 | 2,083,000 | 2,999,000 | 3,677,000 |
| Income tax | 334,000 | 800,000 | 1,144,000 | 1,389,000 |
| Net income | 563,000 | 1,283,000 | 1,855,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,076,000 | 27,756,000 | 28,188,000 | 28,617,000 |
| Total capital | 28,192,000 | 29,852,000 | 30,301,000 | 30,711,000 |
| Risk-weighted assets | 167,209,000 | 165,765,000 | 166,942,000 | 165,756,000 |